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Leadership Team


Oswald D’sa, CTO

Oswald D’sa, CTO

Oswald has over 24 yrs of technology experience in wide variety of enterprises along with a passion for building scalable internet SaaS technology and business intelligence systems.

He started his career developing turn-key technology solutions, worked on various consulting assignments at premier organizations like Syntex/Roche Bioscience, Cadence Design Systems and helped build the early version of e-Commerce infrastructure for Symantec. Following that, he helped shape the technology strategy of several early to mid-stage startups including Obongo, Claria, Bloosky Interactive and VerticalResponse in senior leadership roles. Oswald brings extensive expertise in SaaS technology, online advertising and business intelligence systems to help expand Xora’s capabilities & growth.

Oswald earned B.E. in Electronics & Communication Engineering from Manipal Institute of Technology (India) and has a M.S. in Software Engineering from National Center for Software Technology (India).

Howard Latham

Howard Latham, Vice President of Sales & Customer Success

An 18-year veteran of IBM who also has held leadership positions at emerging growth software companies, Howard is responsible for all aspects of the Xora customer experience – from sales through customer engagement, retention and growth. This includes channel management, sales, on-boarding, training, customer support, account management and enhanced solution support.

Howard joined Xora from API Outsourcing, a cloud-based finance and accounting outsourcing solution leader, where he was Executive Vice President. Previously, he was President and CEO of VISTAinfo, a NASDAQ-traded information provider for the real estate industry, and Vice President and General Manager of Moore Data Management Services.

Howard began his career at IBM, where he held sales, service and operational leadership roles, crossing several continents, most recently with the company’s Education and Training business. He has managed projects and operations in several U.S. cities, several cities in India and Minsk, Belarus. He has a B.S. in Marketing from Lehigh University’s College of Business and Economics.

Tom Miltonberger

Tom Miltonberger, Vice President of Products and Engineering

Tom Miltonberger is a serial entrepreneur who has founded several companies, and has extensive experience developing software for handheld communicators, cloud-based applications and services for integrating location data into web applications.

Prior to joining Xora, Tom spent more than 20 years in executive and technology leadership positions. He was co-founder and CEO of Guardian Analytics, a leader in patent-pending online banking security solutions. Before that, he was Senior Vice President of Products at Quova, where he led the development of groundbreaking IP geolocation products and services.

A frequent invited speaker at industry events, Tom is a recognized expert in using IP information for online fraud prevention, network security and regulatory compliance. Tom also has held executive and leadership positions at Backflip, Decisive Technology, General Magic and Advanced Decision Systems. At Advanced Decision Systems, he spent nine years developing advanced AI algorithms and decision support systems. He received BSEE and MSEE degrees from the University of Illinois.


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